GTL Term Life

10 OR 20 YEAR RENEWABLE TERM LIFE INSURANCE WITH A CRITICAL ILLNESS ACCELERATED BENEFIT RIDER WHICH PROVIDES CASH BENEFITS FOR 18 CRITICAL CONDITIONS

GTL’s Critical Provider offers you the option of a 10 or 20 year level, renewable and convertible term life insurance policy with a critical illness accelerated benefit rider. As a policyholder, this means your coverage will pay a death benefit upon your death, or a living benefit upon diagnosis of a covered condition while your policy remains in force.

Whichever portion of the plan you use, whether the term life or critical illness accelerated benefit rider, you and your family can have confidence in the protection your policy provides at a critical time. Today due to early detection, prevention, and advancements in medical treatments, the odds of surviving a life-altering disease or event are better than ever. But for many people, surviving such an illness can bring serious financial and emotional hardship. Whatever the cause may be, many times the financial consequences of living with a devastating loss or illness can place a heavy burden on your everyday routine.

No one likes to think about how these events would affect their immediate future, but the likelihood of these major lifestyle changes is real. GTL’s Critical Provider plan can help.


Coverage (Face Value Amount)

Product Benefits:
Waiver of Premium Rider?
Return of Premium Rider?
Death benefit Rider?

Primary Insured Age:
Insured Smoker:		YES NO
State
Gender
Height		Ft. In.
Weight		lbs.
Date of Birth

Spouse Rider:		YES NO
Spouse Age:
Spouse Smoker:		YES NO
Spouse Gender
Spouse Height		Ft. In.
Spouse Weight		lbs.
Spouse Rider Coverage Face Value Amount)

Number of Children:
Child Policy Coverage (Face Value Amount)

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Years ago, a critical illness diagnosis could easily prove fatal.

Today, the odds of surviving such a diagnosis are better than ever.

Nearly one quarter of strokes occur in people under the age of 65.
Each year over a million people in the U.S. have a heart attack.
It is estimated that 1 in 6 men will be diagnosed with prostate cancer in their lifetime.
Nearly 90% of women diagnosed with breast cancer will survive their disease for at least five years.